XYZ Company has applied for group health insurance for its employees. What information would the insurer’s underwriters likely use to determine the appropriate coverage and final premium rate given to the group?

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XYZ Company has applied for group health insurance for its employees. What information would the insurer’s underwriters likely use to determine the appropriate coverage and final premium rate given to the group?

Options

A) Experience rating
B) Credit reports
C) Arrest reports
D) AM Best rating

Answer: A) Experience rating

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