Which of the following statements is (are) true with respect to the medical payments coverage of the Personal Auto Policy (PAP)?

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Which of the following statements is (are) true with respect to the medical payments coverage of the Personal Auto Policy (PAP)?

I. Medical payments benefits are paid regardless of fault.

II. If the insured negligently injures another driver while operating the insured auto, injuries to the other driver are paid under the insured’s medical payments coverage.

a.both I and II

b.II only

c.I only

d.neither I nor II

Answer: C

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