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Which of the following is correct about a life insurance Disability Waiver of Premium Rider?
Options
a. A disability must last longer than 3 months.
b. The insured must pay premiums while disabled until considered permanently disabled.
c. Premiums no longer need to be paid when the policy owner becomes disabled.
d. Non-refundable premiums must be paid during the “waiting period” from the date of disability.
Answer: C
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