The Limit of Liability of Coverage D, Damage to Your Auto, under the Personal Auto Policy states that:

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The Limit of Liability of Coverage D, Damage to Your Auto, under the Personal Auto Policy states that:

Answer: Generally, the maximum Limit of Liability is equal to the actual cash value of the vehicle or vehicles insured. If the damage can be repaired, then the Limit of Liability is equal to the amount necessary to repair the vehicle or vehicles.–The Limit of Liability is the lesser of the actual cash value (ACV) of the vehicle or the amount necessary to repair or replace the vehicle with another of like kind and quality

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