Sammy is the named insured on an HO-3—Special Form (HO-3) covering his family’s home. Sammy and his wife, Sally, have a young daughter, Suzie, and a grown-up son, Steve, who lives with them, and they own a cocker spaniel puppy. While a neighboring couple and their five-year-old son, Jay, were visiting, the puppy bit Jay. Jay suffered a serious wound and his parents sued Sammy and Sally. All of the following are insureds under the HO-3 policy, EXCEPT:

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Sammy is the named insured on an HO-3—Special Form (HO-3) covering his family’s home. Sammy and his wife, Sally, have a young daughter, Suzie, and a grown-up son, Steve, who lives with them, and they own a cocker spaniel puppy. While a neighboring couple and their five-year-old son, Jay, were visiting, the puppy bit Jay. Jay suffered a serious wound and his parents sued Sammy and Sally. All of the following are insureds under the HO-3 policy, EXCEPT:

A. Sally

B. Jay

C. Steve

D. Suzie

Answer: B. Jay

The above question Sammy is the named insured on an HO-3—Special Form (HO-3) covering his family’s home. Sammy and his wife, Sally, have a young daughter, Suzie, and a grown-up son, Steve, who lives with them, and they own a cocker spaniel puppy. While a neighboring couple and their five-year-old son, Jay, were visiting, the puppy bit Jay. Jay suffered a serious wound and his parents sued Sammy and Sally. All of the following are insureds under the HO-3 policy, EXCEPT:, Was part of Insurance MCQs & Answers. I hope you got the correct answer to your question. Have a great time ahead.