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Roy purchases an individual health insurance policy from ABC Insurance Company. If he has had asthma since the age of 5, what action will the insurance company take in underwriting/issuing his policy?
a. Issue the policy with an extended pre-existing condition provision
b. Deny coverage due to a pre-existing condition
c. Issue the policy with an impairment rider
d. Issue the policy with a noncancellable renewability provision
Answer: c. Issue the policy with an impairment rider
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