Policyholder C’s debit card is stolen, and $1,000 is subsequently stolen from his account. How much will his HO-3 pay for the loss?

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Policyholder C’s debit card is stolen, and $1,000 is subsequently stolen from his account. How much will his HO-3 pay for the loss?

a. $1,000

b. 0%

c. $250

d. $500

Answer: d. $500

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