Distributions from Roth IRAs:

Insurance

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Distributions from Roth IRAs:

A. must commence by April 1st of the year prior to reaching the age of 70 1/2 without being penalized

B. must commence by April 1st of the year of reaching age 70 1/2 without being penalized

C. must commence by April 1st of the year after reaching age 70 1/2 without being penalized

D. can commence at any time after reaching age 59 1/2 without being penalized

Answer: D.

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