David passed away and he had designated his wife Susan as his beneficiary. Unfortunately, Susan had died before him. Who will receive the payment?

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David passed away and he had designated his wife Susan as his beneficiary. Unfortunately, Susan had died before him. Who will receive the payment?

a. Dave’s estate

b. The state of Indiana

c. The Indiana Welfare Fund

d. The Indiana Wellness Cooperative

Answer: a. Dave’s estate

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