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Bobby, age 16, borrows his parents’ car without their permission and gets into an accident. Which of the following statements about coverage under the parents’ personal auto policy is CORRECT?
A) Bobby is covered by his parents’ policy because he is a family member.
B) Bobby is covered by his parents’ policy because he is included in the definition of named insured.
C) Bobby is not covered for this accident because he used the car without permission.
D) Bobby is not covered because it was not his car.
Answer: A) Bobby is covered by his parents’ policy because he is a family member.
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