All of the following statements about the HO-5—Comprehensive Form (HO-5) policy are correct, EXCEPT:

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All of the following statements about the HO-5—Comprehensive Form (HO-5) policy are correct, EXCEPT:

A. The HO-5 Coverage D provides broader coverage than the HO-3 Coverage D.

B. The HO-5 covers water damage for personal property away from a premises owned by an insured.

C. The HO-5 generally covers personal property damaged by rain through an open window even if the building itself is not damaged.

D. The HO-5 special limits for jewelry and furs apply to items that are lost.

Answer: A. The HO-5 Coverage D provides broader coverage than the HO-3 Coverage D.

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