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A third-grade teacher with a congenital hip dislocation wishes to purchase a disability income policy, but fears she will not be insurable. What option does she have to get coverage?
A) She may purchase a limited policy that will cover the disability resulting from accidents that happen only at school.
B) She will not receive coverage under any circumstances.
C) She may purchase a policy with an extra premium to cover any disability that would involve her hip.
D) She may purchase a policy if she changes her occupation to something less hazardous.
Answer: C
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